PRIVACY
At Managed Benefit Plans (MBP) we understand that privacy is an important issue for visitors to the MBP Web Site (www.managedbenefitplans.com). The following information is designed to help visitors understand what information we gather from our site, and how we handle the information once we gather it.
Information Collection and Use
In general, there are two types of information collected over the Internet: personally identifiable information and anonymous information. Personally identifiable information refers to that information that is unique to an individual, such as a name, address, social security number, or e-mail address. Anonymous information is that information typically collected in aggregate for statistical purposes, with no reference to personally identifiable information pertaining to the visitors of the site. One of the most important uses of this information is to assist with claim administration, including payment status.
All personal information that you provide on this site will be kept confidential. MBP will not sell, share, or rent this information to others in ways different from what is disclosed in this statement.
Security
When visitors submit information to MBP through one of our online forms, SSL (Secure Socket Layer) encryption technology is utilized to protect the information they submit. This technology protects visitors from having their information used by others since it is not readable due to the encryption protection.
MBP works hard to ensure that our systems are secure and that they meet industry standards. Where appropriate, we employ firewalls, PGP encryption technology, use authentication systems (e.g., passwords and personal identification numbers) and access control mechanisms to control access to systems and data.
If you do obtain a password or personal identification number from us, you should not share that information with others. If MBP becomes aware that a visitor to a MBP Web Site is determined to have logged in as another user in order to gain access to personal and confidential information, this would be considered a breach of security. MBP reserves the right to terminate access for a user’s login if a breach has been determined. Please note that YOUR e-mail is a non-encrypted form of Internet communication and may be accessed and viewed by other Internet users without your knowledge or permission while in transit to us. Please exercise caution when using e-mail to communicate any information that you consider confidential.
Hyperlinks
This Web site contains hyperlinks or “links” to other sites, and other sites may “link” to this site. Web sites linking to and from this site may have different privacy practices from the ones described here for www.managedbenefitplans.com. We encourage visitors to our site to read the privacy statements of other Web sites they visit. This privacy statement applies solely to information collected by this Web site and we are not responsible for the privacy of your information shared with other Web sites.
Cookies
A cookie is a piece of data stored on the user’s hard drive containing information about the user. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Cookies are required to gain access to secured areas of the site, and can be a convenience by limiting the need for the user to enter duplicate information as they advance from page to page through the site. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site.
MBP respects the privacy of personal files in the computers of our visitors. MBP does not access, read, upload or store data contained in or derived from these private files.
Log Files
We use IP addresses to analyze trends, administer the site, track user’s movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information.
Site and Service Updates
Site and service updates will be provided on the MBP Web Site. We also may send update announcements to users.
Notification of Changes
If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. If at any point we decide to use personally identifiable information in a manner different from that stated at the time it was collected, we will notify users by way of an email where provided. Users will have a choice as to whether or not we use their information in this different manner. If a user chooses not to have their information available under different circumstances, we will use information in accordance with the privacy policy under which the information was collected.
The above Web privacy statement is effective as of 10/01/03. MBP reserves the right to change this Web privacy statement from time to time. This privacy policy is not intended to and does not imply any contractual or other legal rights in respect to MBP or any other party.
Consent
You have the ability and right to exit and not continue to remain in an active session with the MBP Web site if you do not agree with the above Web privacy statement. If you remain in session with the site, you implicitly consent to the above policies and security doctrines.
How to Get in Touch with Managed Benefit Plans
It’s important to us at MBP to hear what visitors have to say about our services, and our policies. Please write to us if you have any questions, concerns or complaints about this Privacy Statement:
Managed Benefit Plans, Inc.
Attention: Customer Relations
1500 Route 517, Suite 108
Hackettstown, NJ 07840
